Personal Finance

Complete clarity
over your finances.

Thrift Ledger brings your accounts, budgets, goals, debts, and investments into a single, structured workspace.

Features

Built for every aspect of your financial life

Eight focused modules — from daily spending to long-term goals — designed to work together.

Overview

A unified snapshot of your financial position — net worth, cash flow, and account balances updated as you go.

Accounts

Consolidate every account in one workspace. Review balances and transaction history across all your financial institutions.

Groups

Coordinate finances with a partner or household. Share budgets, split expenses, and maintain full transparency.

Budgets

Allocate spending by category on a monthly or annual basis. Track actuals against your plan with precision.

Subscriptions

Maintain a complete register of recurring charges. Monitor amounts, billing cycles, and upcoming renewal dates.

Debts

Record outstanding liabilities and track repayment progress. Maintain an accurate view of what you owe over time.

Goals

Set a savings target with an amount and a deadline. Progress is derived automatically from your account balances.

Investments

Log holdings across asset classes and track portfolio performance. Ground your financial decisions in accurate, current data.